Rates Effective: January 1, 2012. Rates Subject To Change Without Notice.

Autos, Trucks, Motorcycles & Recreational Vehicles Term APR*
NEW (Untitled)	1 - 36 Months 2.49%
	37 - 48 Months 3.09%
	49 - 60 Months 3.49%
	61 - 72 Months** 3.99%
	73 - 120 Months*** 4.49%
	121 - 180 Months*** 5.29%
2009 - 2011 (Titled)	1 - 36 Months 2.99%
	37 - 48 Months 3.49%
	49 - 66 Months** 4.49%
	67 - 120 Months*** 5.49%
2006 - 2008 (Titled)	1 - 36 Months 3.99%
	37 - 48 Months 4.49%
	49 - 60 Months 4.99%
**Minimum amount financed is $20,000.00. *** Loan is a 3-year Payable-On-Demand
*APR Is The Annual Percentage Rate. APPLY FOR A LOAN  |  LOAN CALCULATORS

Personal Term APR*
Secured	1 - 36 Months 5.99%
	37 - 48 Months 6.49%
	49 - 60 Months 6.99%
Unsecured	1 - 36 Months 6.99%
	37 - 48 Months 7.49%
	49 - 60 Months 7.99%
*APR Is The Annual Percentage Rate. APPLY FOR A LOAN  |  LOAN CALCULATORS

Mortgage & Home Equity Term APR*
First Mortgage	Rate Is Subject To Change Daily. Call For Current Rate.
Second Mortgage	3-year Payable-On-Demand 3.95%
Home Equity Line of Credit - First Lien	80% Loan-To-Value Up To 15 Yrs 3.75%
Home Equity Line of Credit - Second Lien	80% Loan-To-Value Up To 15 Yrs 4.25%
*APR Is The Annual Percentage Rate. APPLY FOR A LOAN  |  LOAN CALCULATORS

• All rates are subject to change without notice
• A down payment may be required
• Your individual rate is based upon your credit score

For current rates and other types of loans, please call (715) 723-2216.